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YES BANK's Ratings

International Rating	Long-term						Outlook		Date of Press Release
Moody's Investors Service	Ba1						Stable		Apr-19

Domestic Rating	Long-term						Outlook	Short-term	Date of Press Release
	Basel III		Basel II			Infrastructure Bonds
	Additional Tier I	Tier II	Tier 1	Upper Tier II	Lower Tier II	Infrastructure Bonds
CARE	CARE A	CARE AA-	CARE A+	CARE A+	CARE AA-	CARE AA-	Negative		May-19
ICRA	[ICRA]A (hyb)	[ICRA]AA-(hyb)	[ICRA]A+	[ICRA]A+	[ICRA]AA-	[ICRA]AA-	Negative	A1+ (Rs. 20,000 Crs CD program) / A1+ (Short Term Fixed Deposit Program)	May-19
India Ratings	IND A+	IND AA-				IND AA-	Negative		May-19
Brickworks			BWR AA-	BWR AA-	BWR AA		Negative		May-19

Highlights of YES BANK's Ratings Rationales from domestic and international rating agency.

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