| Account Offerings |
Savings Account |
Gold Savings Account |
| Average Quarterly
Balance |
Rs.10,000 |
Rs.100,000 |
| Non-Maintenance Fee |
Rs. 300 per quarter |
Rs. 600 per quarter |
| Convenience of Payment |
Demand Drafts at YES BANK locations
|
5 free per year |
10 free per year |
| Demand Drafts at Non YES BANK locations |
Rs. 2.5 per Rs. 1000 of value thereof ; min Rs. 50 |
Rs. 1.5 per Rs. 1000 of value thereof ; min Rs. 50 |
| Pay Orders |
5 free per year; rs. 20 thereafter |
10 free per year; rs. 20 thereafter |
| Electronic Clearing Service(ECS) |
Free |
Free |
| Electronic Funds Transfer(EFT) |
Free |
Free |
| Fund transfers within YES BANK(Branch) |
Unlimited Free |
Unlimited Free |
| Fund transfers within YES BANK(Internet) |
Unlimited Free |
Unlimited Free |
| Outward RTGS (Branch/Internet) |
Unlimited Free |
Unlimited Free |
| Outward NEFT (Branch/Internet) |
Unlimited Free |
Unlimited Free |
| Inward RTGS/NEFT |
Unlimited Free |
Unlimited Free |
| Home Banking |
| Cash Pickup, Rs.10 Thousand - Rs. 10 Lakh |
Free once a day;
Rs. 75/txn thereafter |
Free once a day;
Rs. 75/txn thereafter |
| Cash Delivery, Rs.10 Thousand - Rs. 10 Lakh |
Rs. 75/txn |
Free once a day;
Rs. 75/txn thereafter |
| Non Cash(Pick-up/Delivery) |
Free once a day;
Rs.75/txn thereafter |
Free once a day;
Rs.75/txn thereafter |
| Relationship Statement |
| Account Statements quarterly by courier |
Free |
Free |
| ADHOC Statements |
Free |
Free |
| |
|
|
| Cheque Book |
| 25 leaves |
Free |
Free |
| International Debit Card |
Regular Debit |
Gold Debit Card |
| Annual fee |
Rs. 149 |
Free |
| Use any of YES bank ATMS |
Free |
Free |
| Withdrawal limit |
Rs. 25000 per day |
Rs. 75000 per day |
| Shopping limit |
Rs. 25000 per day |
Rs. 75000 per day |
| Use ATMs of other banks in India |
Unlimited Free in India |
Unlimited Free Globally |
| Other bank ATM usage charges International |
| Per Withdrawal |
Rs. 120 per transaction |
Free |
| Per Inquiry |
Rs. 25 per transaction |
Free |
| Other Features |
| Email and SMS Alerts |
Free |
Free |
| Balance confirmation and other advices on your account status with the Bank |
Free |
Free |
| Instruct us to change any of your account mandate or status or detail |
Free |
Free |
| Account closure charges - within 6 months |
Rs. 250 |
Rs. 250 |
| SI Failure charges |
Nil |
Nil |
| A cheque deposited to your account but not honored by the Bank |
Rs. 100 |
Rs. 100 |
| Automated standing instructions |
Free |
Free |
| Should you wish to stop a payment |
Rs. 100 per instruction |
Rs. 100 per instruction |
| For insufficient funds in your account to honor a payment |
Rs. 200 |
Rs. 200 |
| Cancel a payment order |
Rs. 200 |
Rs. 200 |
| Commission for issuing a Travelers cheque |
1% |
1% |
| Need a fresh PIN to access our direct channels |
Rs. 50 |
Rs. 50 |
| Dormancy maintenance charges |
Rs. 250 per annum |
Rs. 250 per annum |
| Balance confirmation and other advices on your account status with the Bank |
Free |
Free |
| Instruct us to change any of your account Mandate or status or details |
Free |
Free |
| Forex Services |
Regular Savings Account |
Gold Savings Account |
Overseas collection of cheque(USD,GBP,EUR)
For all other currencies courier charges on actuals,applicable over the above charges |
Rs. 1.25 per Rs. 1000
Min Rs. 250
Max Rs. 5000 |
Rs. 1.25 per Rs. 1000
Min Rs. 250
Max Rs. 5000 |
| Foreign Currency Inward Remittances |
Free |
Free |
| Foreign Currency Drafts(Major Currencies) |
Rs. 1.25 per Rs. 1000
Min Rs. 250
Max Rs. 5000 |
Rs. 1.25 per Rs. 1000
Min Rs. 250
Max Rs. 5000 |
| Foreign Currency Outward Remittances |
Rs. 1.25 per Rs. 1000
Min Rs. 250
Max Rs. 5000 |
Free |
| Charges applicable with effect from 1st January, 2007 |
