Inclusive and Social Banking (ISB)

Inclusive & Social Banking (ISB) is a recently created specialized division of YES BANK mainly for implementing the Financial Inclusion Plan (FIP) envisioned by the Bank. ISB proposes to leverage the 'Technology Edge' of YES BANK along with its 'Relationship Capital' in Social, Commercial and Government sectors  to promote inclusive growth based on market principles.

ISB aims to create viable business models for providing comprehensive financial services to the 'Bottom-of-the-Pyramid' in a commercially viable and sustainable manner.

ISB is currently experimenting with various models of providing direct micro-credit in urban, semi-urban and rural settings across various geographical and socio-economic contexts. It also offers micro-insurance and micro-savings services to its customers and a micro-remittance service will also be launched soon.