Micro, Small and Medium Enterprises
YES BANK, since inception, has focused on the MSME sector since we believe MSMEs will drive future growth in India. With a well defined MSME Policy, customised products and local credit delegation, we help ease the flow of credit towards this sector. At YES BANK, we aim to achieve inclusive growth in MSME by delivering innovative and cost effective products through our strong national footprint of 350 fully operational branches across 200 Indian cities. For seamless execution, the Bank has a well-defined cluster based growth strategy and is operational in 24 clusters across India for lending to MSMEs. The key MSME sectors the Bank caters to include:
| Auto Ancillary |
Retail Industry |
Luxury & Lifestyle |
| Life Sciences |
Health Care & Pharmaceuticals |
Importer & Exporter |
| Logistics |
Food & Agriculture |
Motels & Restaurants |
| Gems & Jewellery |
Light and Engineering |
Education |
| Printing |
Chemical & Dyes |
ITES |
Our range of services for MSMEs include:
• Cash Credit Facility/Overdraft
• Working Capital Demand Loan
• Term Loan
• Bill Discounting facility
• Export Finance
• Buyer’s credit
• Bank Guarantee
• Letter of Credit
• Current Account for domestic/trade transactions
• Smart Salary Accounts for employees of SME
• Wealth products