YES-Vijay | Zero Balance Savings Account for Defense Forces of India

YES BANK is honoured and proud to present YES-Vijay, a unique and comprehensive Salary Savings Account, exclusively for the Defence Forces. The YES-Vijay Salary Savings Account brings you a world of special privileges and differentiated services that make banking convenient and hassle-free.

Further, with YES-Vijay you will enjoy unrestricted access to the fast growing YES BANK network of over 400 branches across 250 cities in India. So, no matter where you are stationed around the country, you can rest assured that you have the power to meet your family's banking and financial needs.

KEY BENEFITS OF YES-Vijay SALARY SAVINGS ACCOUNT

•	HIGH INTEREST RATE ON YOUR YES-VIJAY ACCOUNT - 7% p.a.* for balance of Rs. 1 Lac & above - 6% p.a.* for balance less than Rs. 1 Lac
•	Lifetime Unique Zero Balance Savings Account
•	Anywhere Banking at all branches on an online real-time basis
•	Free Unlimited issuance of Demand Drafts across all channels and all YES BANK locations
•	High returns on Fixed Deposits with Auto Sweep facility and 0.75% greater return for Senior citizens across all tenors
•	Continued account benefits post retirement

YES FIRST - EXCLUSIVE WEALTH MANAGEMENT PROGRAM FOR SENIOR OFFICERS

•	Dedicated service anchor to assist you for all your banking requirements
•	Access to exclusive YES FIRST Business Lounges at flagship branches for banking in the lap of luxury
•	Exclusive access to the YES ASSIST Concierge Service Program for your non-banking requirements

INTERNATIONAL DEBIT-CUM-ATM CARD•

•	Free International Debit-Cum-ATM Card with special offers
•	Free Usage of YES BANK ATM network
•	Free Unlimited, domestic transactions at all other bank ATMs
•	Free Supplementary Shopping-cum-ATM Card for Joint Account holders
•	Free Additional Debit Card for single account holders
•	No extra charge at CSD's across India on payment through a YES BANK Card, through YES BANK card swipe machines
•	International Gold Debit Card - for Officers rank and above - Free Unlimited Domestic and International ATM transactions - Daily cash withdrawal limit and Daily purchase limit of INR 1 Lac, extendable up-to INR 2 Lac - Free Lost Card Liability Protection and Purchase Protection Insurance up to INR 25,000 - 0% surcharge at any petrol pump for fuel purchases up to INR 5,000
•	International Silver Debit Card - for Personnel Below Officer Rank (PBOR) - Free and unlimited domestic transactions - Daily cash withdrawal limit and Daily purchase limit of INR 75,000, extendable up-to INR 2 Lac - Zero lost card liability, purchase protection and petrol surcharge waiver
•	Free Personal Accident Death Cover of INR 5,00,000* for all personnel

UNMATCHED FINANCIAL SOLUTIONS

•	Demat Account - Free Account opening & lifetime 50% waiver on AMC fee
•	Zero Balance, Non Residential Accounts (if applicable) for Personnel on International Assignments with special pricing on remittance rates
•	Wealth Advisory - dedicated Relationship Manager who understands your investment needs
•	MFOnline - State of the art online transacting facility in Mutual Funds
•	MONEY MONITOR, a one-stop money tracking solution for aggregating all your financial information across multiple Banks, Financial Institutions, Insurance Companies etc
•	YES Swarn – Internationally certified 24 Carat gold bars with 99.99% purity

*Rates are subject to change from time to time at the sole discretion of YES BANK.