Salary Savings Accounts for Government Employees

YES-HONOUR is a comprehensive and customized Salary Savings Account created especially for employees of Central Government, State Government, and Public Sector Units.

The YES-HONOUR Salary Savings Account opens up a whole world of exclusive privileges and facilities to make banking a convenient, hassle-free, consistent and superior service experience for you.

Features & Benefits :

HIGH INTEREST RATE ON YOUR YES-HONOUR ACCOUNT

•	7% p.a.* for balance of Rs. 1 Lac & above
•	6% p.a.* for balance less than Rs. 1 Lac

BANKING CONVENIENCE

•	Zero balance savings account
•	Free International Debit Card with unlimited free access to over 1,25,000 ATM's and 6,00,00 POS Terminals in India
•	Higher daily limits on ATM Cash Withdrawal & Purchases made at POS terminals
•	Worldwide access to over 1.25 Million ATMs & 25 Million Merchants
•	True Anywhere Banking facility for access to any YES BANK branch across India
•	Extended Banking Hours at the state-of-the-art branches

VALUE FOR MONEY

•	Free RTGS / NEFT payment facility through NetBanking
•	Free Unlimited issuance of Demand Drafts across all channels and all YES BANK locations
•	Pay every bill on time through our free Online Bill Payments facility with over 200 registered billers
•	Time your payments & transfers. Set up NEFT Standing Instructions free-of-cost through NetBanking as well as through branches
•	Free supplementary Debit Card for Joint Accountholders
•	Free Personal Accident Death Cover, Lost Card Liability and Purchase Protection on your International Debit Card
•	Loans at preferential rates

TECHNOLOGY SOLUTIONS FOR EASE OF BANKING

•	One View of your Savings Account, Fixed Deposits and Mutual Funds with YES BANK
•	Online Booking of Fixed Deposits, Tax Saver Deposits & Recurring Deposits with best in class Interest rates
•	MONEY MONITOR, a one-stop money tracking solution for aggregating all your financial information across multiple Banks, Financial Institutions, Insurance Companies etc.
•	Cutting-Edge MobileBanking Application for Apple, Android, Blackberry, Java & Symbian to fulfill all your banking needs, while you are on the move
•	Use your mobile to transfer money to any bank account instantly through our IMPS facility
•	Choose your Instant SMS alerts from the wide bouquet of alerts & customize the frequency online at your convenience
•	India's only speech enabled PhoneBanking system to free you from maze of button driven menus
•	Technology Edge with a Single Personal Identification Number for all electronic channels including Internet, Mobile, Phone and ATM Banking
•	Our two factor authentication assures you of the highest level of security for your NetBanking transactions

UNMATCHED FINANCIAL SOLUTIONS

•	Superior Financial Planning and Wealth Management with No advisory fees
•	Comprehensive Insurance Solutions
•	YES Swarn – Internationally certified 24 Carat gold bars with 99.99% purity
•	YES Gift Card – Ideal gifting option for any occasion, accepted at over 5,00,000 MasterCard enabled merchant outlets
•	YES E-tax filing – Online Income Tax return filing on YES BANK website
•	MFOnline - An online facility for hassle free investment in Mutual Funds
•	YES Travel Card – A convenient & secure way of carrying foreign currency overseas. (Accepted at over 1 million MasterCard ATMs & 14 million MasterCard merchant establishments)

To enjoy the YES HONOUR advantage for your organization, email us at yestouch@yesbank.in today.

*Rates are subject to change from time to time at the sole discretion of YES BANK.