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SMART SALARY Account | A Zero Balance Savings Account

ENJOY THE YES SMART SALARY ADVANTAGE

YES BANK's SMART SALARY Program is a power-packed offering aligned to the needs of your organization. The SMART SALARY Program brings immense efficiencies to your organization by automating the entire salary processing cycle through flexible models, assured and faster reconciliation, dedicated corporate help-desk and lots more.

SMART SALARY proposition for your employees can be integrated with your ERP/Payroll system facilitating payments to employee accounts with any bank.

Features & Benefits:

HIGH INTEREST RATE ON YOUR SMART SALARY ACCOUNT

 •   7% p.a.* for balance of Rs. 1 Lac & above
 •   6% p.a.* for balance less than Rs. 1 Lac

BANKING CONVENIENCE

 •   Zero balance savings account
 •   Free International Debit Card with unlimited free access to over 1,25,000 ATM's and 6,00,00 POS Terminals in India
 •   Higher daily limits on ATM Cash Withdrawal & Purchases made at POS terminals
 •   Worldwide access to over 1.25 Million ATMs & 25 Million Merchants
 •   True Anywhere Banking facility for access to any YES BANK branch across India
 •   Extended Banking Hours at the state-of-the-art branches

VALUE FOR MONEY

 •   Free RTGS/NEFT payment facility through NetBanking
 •   Free Unlimited issuance of Demand Drafts across all channels and all YES BANK locations
 •   Pay every bill on time through our free Online Bill Payments facility with over 200 registered billers
 •   Time your payments & transfers. Set up NEFT Standing Instructions free-of-cost through NetBanking as well as through branches
 •   Free Personal Accident Death Cover, Lost Card Liability and Purchase Protection on your International Debit Card

TECHNOLOGY SOLUTIONS FOR EASE OF BANKING

 •   One View of your Savings Account, Fixed Deposits and Mutual Funds with YES BANK
 •   Online Booking of Fixed Deposits, Tax Saver Deposits & Recurring Deposits with best in class Interest rates
 •   MONEY MONITOR, a one-stop money tracking solution for aggregating all your financial information across multiple Banks, Financial Institutions, Insurance Companies etc
 •   Cutting-Edge MobileBanking Application for Apple, Android, Blackberry, Java & Symbian to fulfill all your banking needs, while you are on the move
 •   Use your mobile to transfer money to any bank account instantly through our IMPS facility
 •   Choose your Instant SMS alerts from the wide bouquet of alerts & customize the frequency online at your convenience
 •   India's only speech enabled PhoneBanking system to free you from maze of button driven menus
 •   Technology Edge with a Single Personal Identification Number for all electronic channels including Internet, Mobile, Phone and ATM Banking
 •   Our Two Factor Authentication assures you of the highest level of security for your NetBanking transactions

UNMATCHED FINANCIAL SOLUTIONS

 •   Superior Financial Planning and Wealth Management with No advisory fees
 •   Comprehensive Insurance Solutions
 •   YES Swarn – Internationally certified 24 Carat gold bars with 99.99% purity
 •   YES Gift Card – Ideal gifting option for any occasion, accepted at over 5,00,000 MasterCard enabled merchant outlets
 •   YES E-tax Filing – Online Income Tax return filing on YES BANK website
 •   YES Travel Card – A convenient & secure way of carrying foreign currency overseas. (Accepted at over 1 million MasterCard ATMs & 14 million MasterCard merchant establishments)
 •   MFOnline: An online facility for hassle free investment in Mutual Funds


To enjoy the SMART SALARY advantage for your organization, email us at yestouch@yesbank.in today.

*Rates are subject to change from time to time at the sole discretion of YES BANK.